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Introduction to Bad Credit Mortgages Understanding Credit History Credit history plays a significant role in determining an individual’s eligibility for a mortgage. A credit report, which is maintained by credit reference agencies such as Checkmyfile, Experian,...
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At Option Finance, technology doesn’t replace the personal touch—it enhances it. We use smart tools to handle the admin, so our team can focus on what really counts: listening to your story, understanding your needs, and securing the mortgage that’s right for you. Real people. Real support. No shortcuts.
At Option Finance, we specialise in mortgages for complex credit scenarios. Our team works with all major bad credit lenders and has access to exclusive deals that aren’t available on the high street.
Understanding one’s credit report from a credit reference agency can help in securing a mortgage.
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