Buy-to-Let
Buy-to-let mortgage guides: rental cover, limited company lending, portfolios, HMOs, holiday lets, remortgages and landlord tax.
15 articles
Articles
8 min read Buy-to-Let Tax Changes 2026: What Landlords Need to Know
Buy-to-let tax after the October 2026 Budget: property income taxed at 24%, 44% and 49% from April 2027, interest relief, Stamp Duty, CGT, dividends, Making Tax Digital and holiday lets.
10 min read The Ultimate UK Buy-to-Let Mortgage Guide 2026
Buy-to-let mortgage advice from a whole-of-market broker: deposits, rental tests, limited company or personal, tax and HMOs. Free initial consultation.
6 min read Offset Buy-to-Let Mortgages
How an offset buy-to-let mortgage uses your savings to cut the interest you pay, the tax angle for landlords, when it beats overpaying and the drawbacks.
7 min read Regulated Buy-to-Let Mortgages: Letting to Family
Letting to a family member? Find out when a buy-to-let becomes regulated, how lenders assess it and what it costs. Free advice from a specialist broker.
6 min read Portfolio Landlord Mortgages: How Lenders Assess You
Portfolio landlord mortgages: the four-property rule, what lenders assess across your portfolio, documents, stress tests and growing a portfolio.
7 min read Holiday Let Mortgages: How They Work in 2026
Holiday let mortgages in 2026: how lenders assess holiday income, deposits, personal use, the end of the holiday let tax regime and business rates.
8 min read Limited Company Buy-to-Let Mortgages
Limited company buy-to-let mortgages explained: SPVs, how lenders assess them, personal guarantees, rental cover, tax pros and cons and moving property.
6 min read Interest-Only Buy-to-Let Mortgages
See what an interest-only buy-to-let costs each month, with a worked example against repayment, plus how to plan for repaying the loan at the end.
7 min read HMO Mortgages: A Guide for Landlords
HMO mortgages explained: what counts as an HMO, licensing, how lenders value and assess them, deposits, experience rules and converting a house.
6 min read Repayment Buy-to-Let Mortgages
Should your buy-to-let be repayment or interest-only? Compare monthly cost, cash flow, equity and tax, and see how lenders assess repayment buy-to-let.
7 min read Buy-to-Let Remortgage: Rates, Equity and Rental Tests
Remortgaging a buy-to-let: product transfer vs new lender, how the rental test limits equity release, timing, costs and limited company options.
6 min read Buy-to-Let Mortgages With Bad Credit
Can you get a buy-to-let mortgage with bad credit? How lenders view defaults, CCJs and missed payments, deposits, rates and limited company options.
8 min read Capital Gains Tax on Property: Landlord Guide 2026
Selling a rental or second home? 2026 Capital Gains Tax rates, the £3,000 allowance, the 60-day reporting rule, reliefs and a worked example.
6 min read Buy-to-Let Mortgages for UK Expats
Buy-to-let mortgages for UK expats: lender rules, deposits, foreign income and currency, documents, and the tax and Stamp Duty points to know.
6 min read Buy-to-Let Mortgages on New Build Property
Buy-to-let mortgages on new builds: lower loan-to-value limits on flats, valuation and new build premiums, off-plan timing, incentives and lender checks.
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