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LIVE MORTGAGE RATES

Live Mortgage Rate Tables

Search current mortgage deals from lenders across the market, updated through the day. Then talk to us about which deal you would actually be accepted for, and what it costs once fees are included.

Initial consultation free · CeMAP-qualified advice · UK-wide

Search today's mortgage deals

Enter your details to see live deals. Results are for guidance only. Lenders decide whether to lend based on your income, credit history and the property, and the best deal for you depends on fees and features as well as the rate.

Rate tables supplied by Iress. Rates and products change frequently and are not a recommendation or an offer of credit.

Average mortgage rates

Averages across all lenders and loan-to-values, as at 15 October 2026.

Bank Rate3.75%
2-year fixed5.96%
5-year fixed5.99%
10-year fixed6.32%
2-year variable4.55%
Next decision5 November 2026

Sources: Moneyfacts and the Bank of England. For why fixed rates have risen while Bank Rate has not, read our mortgage market update.

Why the table is only the start

  • Eligibility. The lowest rates are often only for large deposits, clean credit and standard income. We check which deals you would actually qualify for.
  • Total cost. A lower rate with a high fee can cost more overall. We compare deals over the full fixed period.
  • Deals not shown. Some lenders, including specialists for self-employed or bad credit cases, are only available through brokers.

See our remortgage advice and first-time buyer mortgage advice.

YOUR NEXT STEP

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Your home may be repossessed if you do not keep up repayments on your mortgage. This information is not a personal recommendation.