Terms and Conditions

Introduction

Welcome to Option Finance. By accessing or using our website, optionfinance.co.uk, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully. If you do not agree with any part of these terms, you must not use our website or services.

Definitions

• “We”, “Us”, “Our”: Refers to Option Finance.
• “You”, “Your”: Refers to the user or viewer of our website.
• “Services”: Refers to the mortgage brokerage services provided by Option Finance.

Use of the Website

Eligibility

You must be at least 18 years old to use our website and services. By using our website, you represent and warrant that you meet this age requirement.

Accuracy of Information

While we strive to provide accurate and up-to-date information on our website, we do not guarantee the accuracy, completeness, or timeliness of the information. You acknowledge that any reliance on such information is at your own risk.

Prohibited Uses

You agree not to use our website for any unlawful or prohibited purposes, including but not limited to:

• Engaging in any activity that violates any applicable law or regulation
• Impersonating any person or entity
• Interfering with the operation of our website
• Distributing viruses or harmful software

Services

Mortgage Brokerage

We provide mortgage brokerage services to assist you in finding suitable mortgage products. Our services are subject to the terms and conditions set by the lenders and financial institutions we work with.

No Guarantee of Approval

We do not guarantee that your mortgage application will be approved by any lender or financial institution. Approval is subject to the lender’s criteria and discretion.

Fees and Charges

Our fees and charges for services will be disclosed to you before you engage our services. By using our services, you agree to pay any applicable fees and charges.

Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of Option Finance or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on our website without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Option Finance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website or services. This includes, but is not limited to, any errors or omissions in the content of our website or any loss or damage of any kind incurred as a result of the use of our website or services.

Indemnification

You agree to indemnify, defend, and hold harmless Option Finance, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising out of or in any way connected with your use of our website or services, or your violation of these Terms and Conditions.

Changes to These Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our website following any changes constitutes your acceptance of the new terms. It is your responsibility to review these Terms and Conditions periodically.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

Email: info@optionfinance.co.uk
Phone: 01332 470400

Thank you for using Option Finance. We look forward to assisting you with your mortgage needs.