Self Employed

Self Employed Mortgage With No Accounts: All You Need To Know Self-employed mortgage with no accounts can feel challenging, especially if you don’t have full accounts yet. Whether you’re newly self-employed, recently set up a limited company, or still waiting for your...

Introduction to Self-Employed Mortgages Being self-employed can make getting a mortgage feel more complex and if you also have a poor credit history, it can seem even more daunting. High street banks are less likely to approve mortgage applications from self-employed...

Securing the Right Deal: Mortgages for the Self Employed with Complex Income If you’re self-employed with multiple income streams, dividends, company profits, or irregular earnings, you may find that standard mortgage criteria don’t reflect your true financial...

Introduction Mortgages for limited company directors can be more challenging than for those in traditional employment but it doesn’t have to be. Despite earning well and running a successful business, directors often face extra scrutiny from lenders. Different company...

Temporary Contractor Mortgages Temporary contractor mortgages while working can seem daunting, but it’s more achievable than many people think. Individuals on temporary contracts often referred to as a temporary worker may face unique challenges when seeking a...

Contractor Mortgages With the rise of freelancing and flexible working, contractor mortgages have become increasingly common. Many lenders now offer specific products for contractors, whether you’re working through a limited company, an umbrella company, or on a...

Construction Industry Scheme Mortgages For self-employed construction workers, getting a mortgage can feel more complicated than it needs to be. If you’re paid under the Construction Industry Scheme (CIS), you might worry that lenders will struggle to assess your...

Getting a Mortgage with 1 Year's Accounts for Self-Employed Individuals If you’re newly self-employed and thinking about applying for a mortgage, you may have already hit a wall of confusion or misinformation. One of the most common questions I get as an experienced...