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Remortgage to Buy a Second Home Remortgaging your current property to buy a second home is a smart way to unlock equity and expand your property portfolio or purchase a holiday home. A home mortgage can also be used strategically to finance additional property...

Remortgaging a Shared Ownership Property Remortgaging a shared ownership property can be a smart way to reduce monthly payments, release equity, fund home improvements, or increase your share of ownership through staircasing. Whether you’re looking to improve your...

How to Remortgage an Unencumbered Property Owning a property outright with no mortgage is a major financial achievement. An unencumbered property has no outstanding loans or debts secured against it, meaning it is free from any financial encumbrances. But even without...

Remortgaging for Debt Consolidation: A Smart Way to Regain Control of Your Finances If you’re juggling multiple debts like credit cards, personal loans, or store finance, remortgaging your home to consolidate those debts into one affordable monthly payment could be a...

Remortgaging V Product Transfer – Which Is Right for You? If your current mortgage deal is coming to an end, you’ll likely be presented with two main options, remortgaging or opting for a product transfer. A mortgage is often the biggest financial commitment most...

Remortgaging When Self Employed – Everything You Need to Know Remortgaging is a smart financial step for many homeowners. Whether your current mortgage deal is ending, you want to reduce your monthly repayments, or you’d like to release equity from your home,...

Remortgaging with an Early Repayment Charge (ERC): Smart Strategy or Costly Move? Remortgaging can reduce monthly payments, access equity, or get a better mortgage term. One of the main reasons homeowners consider remortgaging is to save money, either by securing...

Remortgaging with Bad Credit Remortgaging can be a strategic financial move whether you’re aiming to reduce your interest rate, release equity, or switch mortgage types. However, if you have bad credit, the process becomes more complex. The good news? Even with...