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Joint Borrower Sole Proprietor (JBSP) Mortgages Explained Joint Borrower Sole Proprietor mortgages allow multiple people to be named on the mortgage, but only one person (the sole proprietor) is listed on the property’s title deeds. In this context, a mortgage means a...
Mortgage With A Gifted Deposit: Everything You Need to Know If you’re struggling to save for a deposit or want to help a loved one buy a property, mortgages with a gifted deposit could be the ideal solution. Saving for a deposit can be a daunting prospect, especially...
Help to Buy Scheme – Everything You Need to Know (2025) If you’re researching government-backed mortgage schemes, you’ve likely come across the now-closed Help to Buy Equity Loan scheme. This government scheme was designed to make homeownership more accessible....
A Complete Guide to Help You Get on the Property Ladder Buying your first home can be both exciting and overwhelming. With rising house prices and high deposit requirements, many first time buyers feel stuck. Fortunately, several government schemes for first time...
First Time Buyer Mistakes to Avoid When Getting a Mortgage Buying your first home is an exciting step but it’s also one of the biggest financial commitments you’ll ever make. The process doesn’t have to be stressful or confusing. By avoiding common mistakes and...
When you’re looking for a mortgage, whether it’s your first home, a remortgage, or a buy-to-let investment, you’ll likely consider one of two main routes. Going directly to a high street bank or working with a specialist mortgage broker. The process of borrowing for...
Navigating the mortgage world can feel like learning a new language. From APR to Valuation, the terminology can be overwhelming especially if you’re a first-time buyer, self-employed, or applying for a buy-to-let mortgage. To help, here’s an A-Z glossary of common...
Buy to Let Repayment Mortgages Buy-to-let repayment mortgages can be an attractive option for landlords who wish to secure long-term investment gains and build equity in a rental property. Although many landlords opt for interest only buy-to-let mortgages, repayment...
Buy to Let Remortgage Introduction For landlords and property investors, a buy-to-let remortgage offers an opportunity to improve the terms of their mortgage, access additional funds, and optimise rental investments. Buy to let mortgages are specifically designed for...
Buy-to-Let Mortgages for First Time Buyers Buy To Let mortgages for first time buyers is an exciting prospect, especially in the thriving rental market. However, securing a buy-to-let (BTL) mortgage as a first-time buyer comes with unique challenges. For many, using a...