Buy to Let Mortgages with Bad Credit For those looking to invest in rental property but struggling with poor credit, the idea of obtaining a buy-to-let mortgage might seem daunting. However, it’s not impossible. Many UK lenders are willing to work with applicants who...
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Buy To Let Mortgage On New Build Property
Buy to Let Mortgage On New Build Property Investing in new build properties for buy-to-let purposes can be an appealing choice for landlords, given their modern features, energy efficiency, and low maintenance costs. A new build mortgage is a specific type of mortgage...
Understanding Joint Borrower Sole Proprietor Mortgages: What is a JBSP Mortgage?
Joint Borrower Sole Proprietor (JBSP) Mortgages Explained A Joint Borrower Sole Proprietor mortgages allow multiple people to be named on the mortgage, but only one person (the sole proprietor) is listed on the property’s title deeds. In this context, a mortgage means...
Mortgage With A Gifted Deposit: Everything You Need to Know
Mortgage With A Gifted Deposit: Everything You Need to Know If you’re struggling to save for a deposit or want to help a loved one buy a property, mortgages with a gifted deposit could be the ideal solution. Saving for a deposit can be a daunting prospect, especially...
Help to Buy Scheme – Everything You Need to Know (2025)
Help to Buy Scheme – Everything You Need to Know (2025) If you’re researching government-backed mortgage schemes, you’ve likely come across the now-closed Help to Buy Equity Loan scheme. This government scheme was designed to make homeownership more accessible....
Government Schemes for First Time Buyers in 2025
A Complete Guide to Help You Get on the Property Ladder Buying your first home can be both exciting and overwhelming. With rising house prices and high deposit requirements, many first time buyers feel stuck. Fortunately, several government schemes for first time...
First Time Buyer Mistakes to Avoid When Getting a Mortgage
First Time Buyer Mistakes to Avoid When Getting a Mortgage Buying your first home is an exciting step but it’s also one of the biggest financial commitments you’ll ever make. The process doesn’t have to be stressful or confusing. By avoiding common mistakes and...
Specialist Mortgage Brokers vs High Street Banks: Which is Right for You?
When you’re looking for a mortgage, whether it’s your first home, a remortgage, or a buy-to-let investment, you’ll likely consider one of two main routes. Going directly to a high street bank or working with a specialist mortgage broker. The process of borrowing for...
A-Z of Mortgage Jargon: Your Complete Guide to Understanding Mortgage Terms.
Navigating the mortgage world can feel like learning a new language. From APR to Valuation, the terminology can be overwhelming especially if you’re a first-time buyer, self-employed, or applying for a buy-to-let mortgage. To help, here’s an A-Z glossary of common...
Buy-to-Let Repayment Mortgages.
Buy to Let Repayment Mortgages Buy-to-let repayment mortgages can be an attractive option for landlords who wish to secure long-term investment gains and build equity in a rental property. Although many landlords opt for interest only buy-to-let mortgages, repayment...