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Introduction to Right to Acquire Mortgages For many housing association tenants, the Right to Acquire (RTA) scheme presents a valuable opportunity to transition into homeownership, often serving as a pathway for tenants to purchase their first home. The scheme...
What Is a Right to Buy Mortgage? Right to Buy Mortgages allow eligible council or housing association tenants to purchase their rented homes at a significant discount from the market value. This is made possible through the government’s Right to Buy scheme, which...
Introduction to Mortgages for Leasehold Property Leasehold property purchases can be rewarding, especially in urban areas where flats dominate the housing market. However, the mortgage process for leasehold homes is more complex than for freehold properties. Whether...
Introduction to Mortgages for New Build Homes Purchasing a new-build home marks a milestone modern design, energy efficiency, and structural warranties are compelling draws. But understanding the financial landscape is essential to navigate deposit requirements,...
Introduction to Guarantor Mortgages Guarantor mortgages are a unique solution designed to help individuals who might otherwise struggle to secure a mortgage on their own. With this type of mortgage, a guarantor often a family member or close friend, agrees to support...
Guide to Single Person Mortgages Buying a home on your own is a bold and exciting move. Whether you’re recently single, a first-time buyer, or simply prefer full ownership, securing a mortgage as a sole applicant in 2025 is more achievable than ever. If you are a...
Mortgage Deposits Explained Mortgage deposits are a key part of the home-buying process, influencing how much you can borrow, the interest rates available, and the type of lender willing to work with you. The minimum deposit required for a mortgage can be as low as 5%...
Introduction Mortgages for limited company directors can be more challenging than for those in traditional employment but it doesn’t have to be. Despite earning well and running a successful business, directors often face extra scrutiny from lenders. Different company...
Temporary Contract Mortgages Temporary contract mortgages while working can seem daunting, but it’s more achievable than many people think. Individuals on temporary contracts often referred to as a temporary worker may face unique challenges when seeking a mortgage....
Contractor Mortgages With the rise of freelancing and flexible working, contractor mortgages have become increasingly common. Many lenders now offer specific products for contractors, whether you’re working through a limited company, an umbrella company, or on a...