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What Are Bed and Breakfast or Guest House Mortgages? If you’re looking to purchase or refinance a bed and breakfast or a guest house, or small hospitality business, a standard buy-to-let mortgage won’t cut it. You’ll need a specialist mortgage designed for commercial...
Auction Finance Buying a property at auction can be an exciting and cost effective way to snap up a bargain, but it’s not for the faint hearted. If you’re considering buying a home, investment property, development opportunity, or other auction properties,...
Family Springboard Mortgages Getting on the property ladder is tougher than ever due to rising property prices, high deposit requirements, and tighter lending rules are making it difficult for many first-time buyers. Springboard mortgages, also known as family assist...
Introduction to Bad Credit Mortgages Understanding Credit History Credit history plays a significant role in determining an individual’s eligibility for a mortgage. A credit report, which is maintained by credit reference agencies such as Checkmyfile, Experian,...
Can I Get a Mortgage with a Debt Relief Order (DRO)? Introduction to Debt Relief Orders A Debt Relief Order (DRO) is a formal insolvency procedure designed for individuals with relatively low incomes and few assets, who are struggling to pay their debts. It serves as...
Getting a Mortgage After an Individual Voluntary Arrangement (IVA) Introduction to IVAs and Mortgage Implications Getting a mortgage after an Individual Voluntary Agreement (IVA) can be challenging, but it’s not impossible. An IVA is a legally binding agreement...
Getting a Mortgage After a Repossession The stress and financial repercussions of a repossession can also take its toll, along with leaving behind a huge blemish on your credit. The question for many people is, can you get a mortgage after repossession? The good news...
Getting a Mortgage With a County Court Judgement (CCJ) Having a County Court Judgment (CCJ) on your credit file can lead you to believe that getting a mortgage is out of the question. But even if you have a CCJ, it doesn’t mean that you can never take out a mortgage....
Getting a Mortgage with a Debt Management Plan (DMP) Introduction to Mortgage Options Getting a mortgage can be a challenging and complex process, especially when you have a debt management plan (DMP) in place. A DMP is an informal agreement between you and your...
Joint Mortgage with Bad Credit Securing a joint mortgage with bad credit can seem challenging, but it’s not impossible. Many couples or co-applicants find themselves in situations where one or both have poor credit scores, raising concerns about whether they can...