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Mortgage Deposits Explained Mortgage deposits are a key part of the home-buying process, influencing how much you can borrow, the interest rates available, and the type of lender willing to work with you. The minimum deposit required for a mortgage can be as low as 5%...
Introduction Mortgages for limited company directors can be more challenging than for those in traditional employment but it doesn’t have to be. Despite earning well and running a successful business, directors often face extra scrutiny from lenders. Different company...
Temporary Contractor Mortgages Temporary contractor mortgages while working can seem daunting, but it’s more achievable than many people think. Individuals on temporary contracts often referred to as a temporary worker may face unique challenges when seeking a...
Contractor Mortgages With the rise of freelancing and flexible working, contractor mortgages have become increasingly common. Many lenders now offer specific products for contractors, whether you’re working through a limited company, an umbrella company, or on a...
Construction Industry Scheme Mortgages For self-employed construction workers, getting a mortgage can feel more complicated than it needs to be. If you’re paid under the Construction Industry Scheme (CIS), you might worry that lenders will struggle to assess your...
Commercial Second Charge Mortgages When it comes to leveraging existing property assets, many landlords, business owners, and commercial property owners overlook one of the most flexible forms of finance available, the commercial second charge mortgage. Whether you’re...
Commercial Mortgages A commercial mortgage is a type of secured loan used to purchase or refinance property that is intended for business or investment purposes. A business mortgage is a specific type of commercial loan aimed at financing commercial properties used...
Commercial Mortgages for Care Homes Commercial mortgages for care homes is a significant commitment, but for the right buyer, it offers long-term stability, strong yields, and a chance to contribute to a growing social need. Whether you’re a seasoned investor...
Commercial Buy to Let Mortgages If you’re an investor looking to diversify your portfolio beyond traditional residential buy-to-let, you may consider adding investment property or buy to let property to your assets. A commercial buy-to-let mortgage is typically used...
Bridging Loans A bridge loan is a short-term financing option used to cover the period between buying a new property and selling an existing one, providing secured funds to facilitate property purchase transactions. Bridging loans are a powerful short-term funding...