Davi Thakar

About Davi Thakar

With over 10 years in the mortgage industry, I’ve built my career on helping clients navigate all types of mortgage journeys from first-time buyers and remortgages to complex cases involving self-employed income, bad credit, and large buy-to-let portfolios.

As Director of Option Finance, I’ve seen how important it is to have the right people on your side. That’s why I’ve built a brokerage rooted in trust, expertise, and straight-talking advice. Every client is different, and my job is to take the complexity out of the process and make it work in your favour.

What I Do

I work with a wide range of clients, including:

• First-time buyers needing guidance from day one
• Landlords building or refinancing portfolios
• Self-employed clients with only 1 year of accounts
• Clients with adverse credit or non-standard income
• Professionals seeking high-value or specialist lending

I’m also proud to say we’ve supported clients in some of the most challenging financial situations, offering practical solutions and long-term strategies not just quick fixes.

How It Started

Before founding Option Finance, I worked across various brokerages and learned what to do (and what not to do). That experience gave me the vision to launch my own firm one that puts people first, simplifies the process, and delivers results.

Running Option Finance isn’t just about mortgages it’s about relationships, trust, and building something that lasts. I believe in giving clear, honest advice with no jargon. Whether you need a 95% LTV first-time mortgage or help restructuring a £10m portfolio, I’ll give you straight answers and smart solutions.

Why It Works

Clients come to me for more than just a mortgage they come for peace of mind. I’m calm under pressure, solution-driven, and I know how to fight your corner with lenders. I’ve spent years building strong relationships with both high street and specialist lenders, so I know where to go and how to get the job done.

My Style

I like to keep things clear, efficient, and personal. I don’t believe in overcomplicating things, and I won’t throw financial jargon at you. Whether you’re a first-time buyer or a developer with tight deadlines, I adapt to how you like to work and communicate.

For me, mortgages are about life, not just lending. And if we’re working together, you can count on me to be straight, responsive, and committed from start to finish.