The people behind your mortgage.

Davi Thakar

Director & Senior Mortgage Broker

CeMAP

Davi founded Option Finance with a vision to deliver transparent, whole-of-market mortgage advice. With over 10 years in financial services, he specialises in complex cases including adverse credit, self-employed borrowers with limited trading history, and large buy-to-let portfolios. His hands-on approach ensures every client receives tailored solutions, no matter how complicated the situation.

Benjamin Kistell

Mortgage & Protection Specialist

CeMAP

Benjamin advises clients across residential and buy-to-let mortgages, taking the time to understand each situation and find the right lender. His proactive, detail-focused style means clients are kept informed at every stage, from first conversation through to completion.

Sukhvinder Tamber

Specialist Mortgage & Protection Adviser

CeMAP

Sukhvinder, known as Suki, has supported over 200 first-time buyers onto the property ladder, maintaining a 95%+ referral rate that speaks to the quality of their advice. They specialise in first-time buyers, buy-to-let, remortgaging, and adverse credit cases. Their dedication was demonstrated when they saved a couple's home purchase after their mortgage offer was withdrawn just 48 hours before exchange, finding a new lender and completing within the deadline.

Ruby Chambers

Senior Administrator

Ruby is the backbone of our operations, managing mortgage applications and documentation behind the scenes to ensure everything runs smoothly. She coordinates between clients, lenders, and solicitors, handling the administrative detail that keeps cases moving forward efficiently. Her organisational skills and reliability are key to the team's ability to deliver a seamless service.

Mithun Palai

Administrator

Mithun supports the advisory team with the administrative side of every case, coordinating documentation, lender requirements, and client updates so applications move through smoothly from submission to completion.